Can a typical family afford childcare in Chaffee County, CO?

For most families, no. At $14,724/yr (22.4% of the $65,703 median household income), infant center care in Chaffee County costs 3.2× the 7% HHS affordability threshold. A household would need to earn roughly $210,343/yr — about $144,640 above the local median — for this care to count as affordable. Even cheaper family-based home care runs 20.6% of income, still above the 7% line.

What income do you need to afford daycare in Chaffee County, CO?

For infant center care ($14,724/yr) to stay within the 7% HHS affordability threshold, a household would need to earn about $210,343 a year. The local median household income is $65,703, a gap of $144,640. These figures cover one child; a second child in care roughly doubles the income you'd need.

What's cheaper, a daycare center or family daycare in Chaffee County?

Family-based (home) daycare is the cheaper option in Chaffee County. Infant family daycare runs $260/wk versus $283/wk for a center — about 8% less per week. Annualized, that's $1,204 in savings per year. Center-based care offers more structured curricula and staff redundancy; family daycare is run out of a provider's home with smaller group sizes and often more flexible hours.

How much does childcare cost in Chaffee County, CO?

Infant center-based childcare in Chaffee County, CO costs $283 per week ($14,724 per year), based on DOL data. Family-based infant care is $260 per week ($13,520 per year). With a median household income of $65,703, the childcare burden index is 22.4% of income. The national median weekly infant center care cost is $174 for comparison.

How does Chaffee County compare to the rest of CO?

Chaffee County is one of the counties tracked in CO for the DOL National Database of Childcare Prices. See the full state ranking for direct comparison.

Is Childcare Affordable in Chaffee County, CO?

No — infant childcare in Chaffee County, CO is not affordable by the federal benchmark. At $14,724 per year, center-based infant care consumes 22.4% of the $65,703 median household income — 3.2× the 7% the U.S. Department of Health and Human Services treats as affordable. A household would need to earn about $210,343 a year ($144,640 more than the local median) for this care to fall under the 7% line.

The Affordability Math

Affordability isn't about the sticker price — it's the share of income childcare eats. The U.S. Department of Health and Human Services sets the line at 7% of household income. In Chaffee County, infant center care costs $14,724/yr against a median household income of $65,703, a burden of 22.4% — 3.2× the 7% ceiling.

To bring infant center care under the 7% line, a Chaffee County household would need to earn about $210,343/yr — roughly $144,640 above the local median of $65,703. Put differently, a median-income family pays 22.4% of everything they earn before tax just for one infant in center-based care.

The cheapest path is family-based home care at $260/wk ($13,520/yr), which works out to 20.6% of median income — still above the 7% threshold, but 8% cheaper than a center. Income-eligible families can also apply for the federal Child Care and Development Fund (CCDF) subsidy, which caps copays at 7% of income by design — see the subsidy options below.

Affordability Measure	Value
Burden Index (infant center)	22.4% (Severe)
HHS Affordability Threshold	7.0%
Income Needed to Be Affordable	$210,343/yr
Median Household Income	$65,703
Family-Care Burden (cheapest)	20.6%

Cost by Care Type

Age Group	Center/Wk	Family/Wk
Infant (0-1)	$283	$260
Toddler (1-2)	$124	$235
Preschool (3-5)	$372	$235
School-Age (6+)	$121	$233

How does Chaffee County compare?

At $283/wk for infant center care, Chaffee County runs 63% above the national median of $174/wk.

The Childcare Burden Index here is 22.4% of median household income — a severe burden, more than triple the 7% affordability threshold the U.S. Department of Health and Human Services uses.

For families looking to lower the bill, family-based (home) daycare in Chaffee County runs $260/wk for infants — about 8% less than center-based care, or $1,204 in annual savings. School-age care is the cheapest category at $121/wk (center) or $233/wk (family).

View full Chaffee County childcare data →See all CO county rankings →Most expensive childcare areas →Try the affordability calculator →

More about Chaffee County

How much does childcare cost in Chaffee County, CO? →

The data source behind this answer is the DOL National Database of Childcare Prices. Every figure on the page traces back to that source; the methodology page describes the inputs and the refresh cadence in full detail.

For readers turning this answer into action: cross-reference against the underlying the DOL National Database of Childcare Prices record before acting on time-sensitive decisions. The site renders the data as it was published; subsequent revisions can shift the picture, and the live federal data is always the authoritative current reference.

Source: U.S. Department of Labor Women’s Bureau Childcare Prices, 2026.